No. The majority of CCRCs are non-profit, but there are three major types: Type A (all inclusive) Type B (Moderate) and Type C (rental). Some organizations provide a lower monthly fee, but costs increase as health care needs develop.“Type A” organizations, like RiverWoods, do not charge an additional fee (other than a small additional meals charge) as a resident requires more health care services. Any future health care costs are pre-determined and predictable, providing peace of mind.